Technical Product Lead – AI Neobank App

About the role

KIRA is building an AI‑native Neobank Superapp for Southeast Asia, covering payments, remittance, insurance, wealth and trading. The Technical Product Lead will own a product vertical end‑to‑end, shaping strategy, technical design and delivery while ensuring regulatory compliance and reliability.

Key responsibilities

• Define and execute the product vertical strategy, roadmap, metrics and priorities.
• Collaborate with engineering to design APIs, data flows, ledgering, reconciliation, failure handling, security and scalability.
• Balance trade‑offs among correctness, speed, cost, reliability, regulatory requirements and user experience.
• Integrate regulatory requirements such as KYC, transaction monitoring, limits, privacy and licensing into the product.
• Apply AI/LLM where it adds value, with clear evaluation, safeguards, human oversight and failure handling.
• Coordinate launch activities with external partners, regulators and third‑party financial rails.

Required profile

• 5+ years of product management experience delivering complex technical products.
• Strong technical foundation in system architecture, APIs, databases, distributed systems and failure modes.
• Experience in regulated domains such as payments, banking, remittance, insurance or trading.
• Proven ability to make difficult trade‑offs under technical, regulatory and operational constraints.

Required skills

• API design and integration
• Database and data‑flow engineering
• Distributed systems architecture
• AI/LLM product evaluation and reliability
• Regulatory compliance (KYC, transaction monitoring)